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Refinancing a home allows homeowners to potentially secure a lower interest rate, reduce monthly mortgage payments, and even tap into the equity they’ve built up over time.


Chris Kyrou Mortgages offers personalized expertise, access to a wide range of lenders, and the ability to find competitive rates, I can be valuable resource for homebuyers looking for tailored solutions beyond what a traditional bank can provide.

2nd & 3rd Mortgages

Second and third mortgages can provide homeowners with access to additional funds for various purposes such as home improvements, debt consolidation, or investment opportunities, offering flexibility and the potential to leverage existing home equity.

Refinancing Calculator

Welcome to our mortgage refinancing calculator, your gateway to unlocking a world of financial freedom. Explore various options to lower payments, or tap into your home’s equity with ease. Let’s embark on this exciting journey together and experience the joy of newfound financial flexibility.

You could be saving THOUSANDS of dollars yearly by refinancing your debt?
• In only a few steps you will see how much you could be saving monthly
• It only takes a couple minutes and it does not affect your credit score
• Results are ready right away and can be saved for your reference

How much do you owe on your 1st Mortgage?
How much do you pay?
Payment Frequency?

Debt Type
Amount Owing
Monthly Payment
Add Additional Debts
Total Amount Owing
Total Monthly Payments
Please provide your name and email.

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Chris does not share any of the information collected in this form. Please read the Privacy Policy here
New Mortgage Total:
Payment Frequency:
New Payment Amount:
That's a total of:
in monthly savings!
Congrats! Based on your requirements, we have solutions for your debt refinancing!
Chris will be in contact with you soon.
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Chris Kyrou – Mortgage Agent

Mountainview Mortgage – License # 12568 FSCO License: M13001203

Good Credit? Bad Credit? All Are Welcome!

I will strive to make sure your experience is a great one. Whether you are looking for a mortgage, 2nd mortgage, secured line of credit, debt consolidation, refinance or even a better interest rate than what you have, I have you covered! I work with Mountainview Mortgage to ensure you are taken care of with the utmost respect, with no runaround.
I also have great programs to help you increase or rebuild your credit score that have been proven to work! I know how important your credit score is in the world of finance. Some lending companies base their interest rates on your credit score – let me help you get that credit score where it should be.
I look forward to working for you!

If it wasn’t for Chris, I don’t know what would have happened. He is knowledgeable and most importantly honest. He is always responsive when you have questions and gets back to you with lightning speed. He was referred to me by a top selling Real Estate agent, because he is at the top of his game. If you are in need of anything to do with a mortgage I guarantee he will get the job done no matter how complicated it seems….this is your guy. He went above and beyond for me and my family. Thank you Chris.
Our deal closed today because of your hard work!

Chris is the best of the best! My fiance and I were referred to Chris through a family member to purchase our first home and we couldn’t have been more happy working with Chris. He made us feel comfortable, calm, and always did everything he could to be available for questions, even late at night.

Chris got us an outstanding rate and made the whole process seamless for us. I can guarantee that I’ll be reaching back out to Chris in 5 years!

I was referred to Chris Kyrou by a close friend after she heard of the challenges I was having getting a mortgage approval with a large Canadian bank. In just minutes of our first call, Chris was able to give us three quality options that could make our next investment property possible. We had initially thought we could only afford to buy another condo but Chris made it possible for us to purchase a HOUSE in Toronto. He was highly trustworthy, responsive and adaptable to our changing needs and managed our expectations along with way. I truly see a long term partnership with him for future properties. Chris, I can’t thank you enough for the seamless experience. Until next time!

Chris was great to work with. Explained the process very step of the way and was willing to go the extra mile. I would highly recommend him!

Chris’s dedication to his work and professionalism is enough to make any client comfortable working with him, working with Chris the last few months was smooth from start to finish. Enough good things cannot be said about him, truly the best in the business.

Chris was able to help us through a number of transactions and worked hard to get us a great deal. He is knowledgeable and attentive and I’d highly recommend him!

A great company and personally Chris is an amazing person to work with. I was always able to contact him with no issues, he always responded very quickly and completed work accurately and in a timely manner. He’s straight to the point in helping his customers and doesn’t waste time by any means. I would strongly recommend him to anyone! Thanks again for the great help. Jane and Jevon

Chris was extremely helpful, provided lots of information and answered all my questions. Thank you for helping us get the best rates and into our first home.

Chris was readily available throughout, very responsive and always made time fot us to talk and ask questions and give advice. The day offers were submitted dragged on into the night, we were on the phone to him several times, and he stayed on the phone with us until midnight to make sure everything went ok. You definitely wont get that availability and responsiveness with any of the banks. Thanks Chris

An amazing company and personally Chris is an amazing person to work with always able to contact him with no issues, very quick responses and work completed a very timely manner, he’s straight to the point in helping his customers and not waisting there time by any means, would recommend him to anyone! Thanks again for the great help.

Chris went above and beyond my expectations. Chris helped me organize and get through a remortgage and was extremely helpful every step of the way. Chris was very accessible, even at late hours to make sure everything went through smoothly. extremely helpful, and knowledgable. I definitely recommend talking to Chris for any of your mortgage needs.

I would highly recommend Chris for anyone looking for a professional and caring agent. Chris spent the time to explain everything to me and found me a fantastic remortgaging option. I was so stressed and really needed someone to help me sort everything out and Chris came through. Five stars. I would definitely recommend anyone looking for a new mortgage or a remortgage contact Chris.

Chris was extremely responsive and catered to my needs during my mortgage refinance. Not only did I get a great rate, but I received a lot of good information and was walked through every step of the process. I strongly recommend Chris as your next mortgage broker.

Chris was able to assist with our mortgage needs to purchase our cottage. His knowledge and expertise is second to none! He was always available every step of the way, always answered our questions, and addressed our concerns. An excellent person to work with!

Chris has helped me on all 3 of my mortgages. My rental properties and the house I am living in right now were all done by him. He walked me through every step and I was confident I was getting the best service and rates. With banks getting more strict he made everything work beyond my expectations. I have referred several clients to him because I know and trust he gets the job done!!!!! I recommend Chris to anyone getting a mortgage 100% Thank you Chris 🙂

Chris saved our deal when it was falling apart. We wouldn’t have been able to buy an investment property without him. The advice he gave us was super helpful and he went above and beyond. His knowledge and expertise was u touchable same priceless. He would always reply within minutes no matter the time and was patient with us especially when trying to help us navigate loans. We are planning to use him again and again!!!!!

I have known Chris for many years, and he has always been a constant in terms of professionalism, detail orientation, classy, strategic, responsive, and knowledgeable. His expertise, is unwavering, and his follow up to ensure all forms are completed, explaining to you next steps, is beyond reproach. I have recommended him to close friends, and they have had nothing but glowing reviews about Chris as well. He is truly one-of-a-kind. I will never deal with anyone else.

My husband and I chose Chris for the purchase of our first home in July 2019 and we couldn’t be more happy with our decision! All of the reviews he has received are spot on. Chris looks after his clients and their interests. He listens, provides sound advice and gave us the best rate! He walked us through the whole process in detail and was very thorough, as this was our first home and made sure we understood everything before signing. He is very knowledge in his field and was able to provide us guidance in other aspects of the home which we greatly appreciated as he went above and beyond what was expected of him. Chris has excellent communication skills and is so easy to talk to! We would highly recommend him to all our family and friends. Thanks again Chris, you’re the best in the business!

Chris helped me through a refinance recently – it was seamless. His professional attitude to my situation and extensive knowledge of the industry is unmistakable. I highly recommend Chris for any mortgage requirements!

Chris is a great guy to deal with. He responds in a timely and professional manner. Always following up and checking in with you to see how you’re doing. He gave us some great advice and was able to help us with our financial goals. I would highly recommend Chris. He’s very approachable and makes you feel like a friend.

Chris was fantastic. He met us right away, and traveled to our home. He was patient and answered all of our questions. After we had signed, he continued to work hard for us – as he found us a better rate not once, but TWICE! Thank you Chris!

I approached Chris around December 2018 regarding purchasing our first home. He looked into my finances and provided a plan to help get me the best mortgage approval I could get. He also seemed to sincerely care about my situation and finances. Chris was able to secure a mortgage approval for us, we made an offer on our first home. Prior to closing he was able to get a better interest rate than originally agreed to. He is extremely easy to get a hold of and easy communicate with. We were extremely lucky that he was referred to me. I highly recommend Chris.

Chris Kryou has been a consummate professional throughout the process of getting our mortgage. He is very knowledge and easy to work with. He was always available to answer any questions we have had! He got us a great rate on our mortgage! We couldn’t be more thrilled with the service he provided.

We had the pleasure of working with Chris about a month ago. We were in a bit of a rush to get a mortgage and he was able to get our deal completed without any hesitation. Chris was extremely knowledgeable, accommodating and always had the answer that we needed, he made us feel at peace, he was extremely professional, he was always one text away and prompt to answer did not matter the time and day, I would definitely work with Chris again in the future

Chris was amazing…encouraging, so helpful, answered all the questions. Very prompt as well. Would definitely recommend him.

Chris is a very professional, knowledgeable man. He helped us though selling and purchasing our homes. He gave us all the information we needed and was always there when we had a question or problem with a smile and calm voice. We would definitely recommend him if you need a mortgage.

Chris has been wonderful since he began helping us over 2 years ago. He has remained in constant contact and has been very helpful!

Chris, was very friendly and really understanding. Chris is super knowledgeable and worked very hard with me for 3-4 weeks. I am super happy with all of his help with the buyout of my home from a divorce and could not have been able to do it without all of his help. I definitely have been and will be recommending him to all of my friend and family. Thank you Chris!!!

Chris worked tirelessly to secure me the best mortgage. Thanks Chris. Will 100% refer you

Chris was a great mortgage broker to work with. He was prompt with his responses and available on weekends and evenings. He was thorough and organized to ensure everything went smoothly and never felt rushed. He was approachable and explained all the details in terms we would understand. I would highly recommend Chris to anyone looking for a mortgage broker.

Before we met Chris we were in a rent to own program and it really seemed that after our three years were up and it was time to purchase the investor never really had any intention on selling, we tried several other mortgage brokers some looked at our situation and said there was nothing they could do and some looked at our situation and just never contacted us back. We tried real estate agents, friends and family for advice. They all just simply told us to walk away from the $53,000.00 that we already had invested into the property. That was not an option for me. We ended up getting Chris Kyrou’s phone number through the property Management agent. I don’t think he realized how efficient Chris was going to be and that, that would be the last number we needed. After sitting down with Chris and going over everything he had us signing papers for possession of our new house in about a months time, which clearly through the investor off because he no longer had our down payment as he had no intentions of selling. I do recall Chris getting quite upset with our property management agent about how he can do this to people, just take their money and then throw them to the street. That shows a lot of someones character for him to care that much and do everything and anything he could to get us into the house that we worked so hard for. It’s unfortunate that there is only the option of a five star rating because Chris definitely deserves a 10. We owe the life we have today to him and are forever grateful for receiveing his number that day. Thanks Chris.

Chris helped us through every step of the entire process. He came with a professional approach and get-it-done attitude. I am happy to recommend Chris to any of my clients and friends.

Chris was very professional and took the time to go over every detail with my wife and I to make sure we knew what we were getting in to. Also took the time on a Sunday afternoon to accommodate our busy schedules.Chris is very knowledgeable of the industry and does whatever he can to put his clients first. He was available for questions even as he was with his wife delivering their first baby.

I wouldn’t think twice about referring Chris to a close friend or family member. I look forward to working with Chris again in the future.

Chris was fantastic to work with for our re-fi. He is so knowledgeable and he actually took the time to explain where the various interest rates are derived from in terms that we as “non finance” people could understand. He’s saving us a ton of money this time around.

Professionalism – can’t be beat. We’ve had a bad experience with another broker in the past, but Chris is by the book, respectful and totally above board about everything he did on our behalf. He put us at ease right away and made sure we were kept informed at all times.

Thanks Chris for all your hard work! 100% totally recommend.

Chris is extremely knowledgeable and wonderful! He is very accommodating, friendly and professional. He ensured that we got the best mortgage rate possible. He was always just one text away and prompt to answer. He saved us a lot of money. I would highly recommend Chris to my friends and family. All around great experience. Thank you Chris!

We have been working with Chris for about a year and a half now, he has gone above and beyond helping us out with our mortgages and always makes his self available to answer and questions that we have had, and go out of his way to sit down to meet with us when we wanted to sit down to talk to him in person. We look forward to continuing to work with him in the future!

Chris helped us acquire a mortgage in 2017 for our second investment property. He approached our application with absolute professionalism and available whenever we needed him. The process was smooth and fantastic from start to finish. Since then, he has been very helpful in new mortgage opportunity enquiries and all things related to lending. I will continue to use Chris for mortgages and highly recommend him to anyone looking for a mortgage.

We used Chris for our mortgage a couple years ago. Most recently, he was excellent when applying for a mortgage on another property and has always provided exception guidance. Chris is my go-to guy for all things related to mortgages and lending, highly recommended.

I worked with Chris a few months back to purchase my first property. Overall the experience was great and I could not be happier with how everything turned out. Whether it meant meeting me at a time and place of my choosing for signing documents, responding to emails during his own personal vacation, or answering my calls at midnight, Chris always made me a top priority. I would definitely recommend Chris to anyone in search of a mortgage broker and hope to work with him again in the future.

Chris was fantastic to work with. Answered any all questions my husband or I had. Extensive knowledge of mortgages and exceptional customer service. We will be contacting Chris once again upon renewal

I’ve worked with Chris for many years now personally and professionally. He is extremely knowledgeable, friendly and dedicated when helping his clients with their mortgage needs.

When we first met Chris my wife and I of 30 years were in a position where we thought there was no cure. We were desperate and searching for answers but nothing. Feeling down and out and on the verge of loosing everything that we had worked so hard for, we were introduced to Chris and his team. Throwing all our debt and paperwork in front of him thinking it’s just another rejection coming at us with in an hour he had a plan of action in place and was ready to go to work. We were shocked but hopeful. Chris came back a week or 2 later and dropped our new plan in front of us. To our surprise with- in a month our lives changed. We were debt free and looking at life with a lot better light. I can’t express enough our gratitude to Mountainview Mortgage for the way they can change your life in a heart beat. If you are debating on calling Chris do it you wont be sorry. This man and his team can work miracles when other just laugh at you. Thank you so much Chris your aces in my books.

I have use Chris on numerous occasions as well as other members of my family. He has been thorough, professional, and definitely looks out for the best interests of his clients. You feel very comfortable with Chris taking care of your business, he is extremely knowledgable and has great interpersonal skills and the patience to make sure you not only get the right product, but also the best product for your needs

We had the pleasure of working with Chris a few years back. With such a tight deadline with our transaction, he was able to get our deal completed without any hesitation. He did all the leg work and just asked us to sign on the dotted line. Once our deal was complete, he took the time to follow up and ensure everything went smoothly. Throughout our experience he was always very professional, and handled anything that came his way with a smile. I would definitely work with Chris again in the future.

Chris helped our family purchase our dream home during the crazy housing market in 2017. He was wonderful to work with, aways available to answer questions and truly made us feel like family. Not only did Chris go above and beyond for us, but our real estate agent raved about his professionalism and genuine care for us in a challenging time. Chris’s expertise and passion for what he does is obvious in every interaction. If I needed help again I would not hesitate to contact Chris first!

Chris recently helped me with my mortgage, and he was absolutely fantastic! He was professional, knowledgeable, patient, and always available to answer any questions I had. I would definitely recommend him to all my family and friends. Thanks Chris!


Years of experience


Cases served

over $100,000,000

saved for our clients